{"id":1928,"date":"2025-11-17T01:53:26","date_gmt":"2025-11-17T04:53:26","guid":{"rendered":"https:\/\/www.pulseq.com.br\/pix-ja-gerou-r-117-bi-em-economia-para-empresas\/"},"modified":"2025-11-22T03:22:52","modified_gmt":"2025-11-22T06:22:52","slug":"pix-has-already-generated-r117-billion-in-savings-for-companies","status":"publish","type":"post","link":"https:\/\/www.pulseq.com.br\/en\/pix-has-already-generated-r117-billion-in-savings-for-companies\/","title":{"rendered":"Pix has already generated R$117 billion in savings for companies."},"content":{"rendered":"
\n

Podcast about the subject<\/strong> Listen on Spotify<\/a><\/p>\n

Pix, the Central Bank's instant payment system, has already generated direct savings of R$ 117 billion for Brazilian companies and consumers since its launch five years ago. The data comes from a survey by the Movimento Brasil Competitivo (MBC), released this Monday (17).<\/p>\n

Growing economy in 2025<\/h3>\n

Between January and September 2025, the amount saved reached R$ 38.3 billion, exceeding the total for the entire year of 2024, which was R$ 33 billion. The main factor behind these savings is the migration of traditional transactions, such as TEDs and debit cards, to Pix, which has significantly lower fees.<\/p>\n

Impact on businesses and consumers<\/h3>\n
    \n
  • Cost reduction in transfers and payments;<\/li>\n
  • Greater operational efficiency for companies;<\/li>\n
  • Reduced reliance on traditional payment methods;<\/li>\n
  • Encouraging the modernization of financial processes.<\/li>\n<\/ul>\n

    According to MBC, the result is driven by the consistent drop in TED (Electronic Funds Transfer) fees and the growing adoption of Pix in peer-to-peer (P2B) transactions. The study highlights that, although the pace of economic growth may stabilize in the coming years, the system has already consolidated its strength as a tool for efficiency and modernization.<\/p>\n

    Next challenges<\/h3>\n

    Despite the gains, experts point out that the system needs to prepare for a new cycle of efficiency and modernization, especially with the increase in transaction volume and the need to ensure security and accessibility for all user profiles.<\/p>\n

    Photo by Pete Bread on Unsplash<\/small><\/p>","protected":false},"excerpt":{"rendered":"

    Pix, the Central Bank's instant payment system, has already generated direct savings of R$117 billion for Brazilian businesses and consumers since its launch five years ago. This data comes from a survey by the Movimento Brasil Competitivo (MBC), released\u2026<\/p>","protected":false},"author":0,"featured_media":1929,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow74DeCw:productID":"","footnotes":""},"categories":[110],"tags":[50,451,49,450,252],"class_list":{"0":"post-1928","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-negocios","8":"tag-economia","9":"tag-mbc","10":"tag-negocios","11":"tag-pagamentos-instantaneos","12":"tag-pix"},"_links":{"self":[{"href":"https:\/\/www.pulseq.com.br\/en\/wp-json\/wp\/v2\/posts\/1928","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pulseq.com.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pulseq.com.br\/en\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pulseq.com.br\/en\/wp-json\/wp\/v2\/comments?post=1928"}],"version-history":[{"count":3,"href":"https:\/\/www.pulseq.com.br\/en\/wp-json\/wp\/v2\/posts\/1928\/revisions"}],"predecessor-version":[{"id":2527,"href":"https:\/\/www.pulseq.com.br\/en\/wp-json\/wp\/v2\/posts\/1928\/revisions\/2527"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pulseq.com.br\/en\/wp-json\/wp\/v2\/media\/1929"}],"wp:attachment":[{"href":"https:\/\/www.pulseq.com.br\/en\/wp-json\/wp\/v2\/media?parent=1928"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pulseq.com.br\/en\/wp-json\/wp\/v2\/categories?post=1928"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pulseq.com.br\/en\/wp-json\/wp\/v2\/tags?post=1928"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}